Explanations Beside the Numbers
Read a term, inspect a calculation, and see which changes need attention in the model.
Financial Definitions.
Open a financial term for its definition and context without leaving the model.
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Income remaining after operating expenses, before loan payments. This sample enters net operating income as an annual assumption.
The sample uses interest-only senior debt: loan amount multiplied by the entered annual interest rate. Principal repayments are excluded.
In this simplified example, net operating income minus annual interest. It excludes principal payments, taxes, fees, and changes over time.
Open the calculation.
See the equation and the values behind the result. Follow the logic before you rely on it.
Open the calculation
Annual cash after interest = net operating income − annual interest.
Interest-only sample: $1,500,000 × 6.5% = $97,500 annual interest.
See what changed.
After an edit, review the changed values in Live Returns. Open the relevant inputs, calculations, and checks to understand the effect.
- Hard cost / SF
- $185
- Annual interest
- $97,500
- Annual cash after interest
- $112,500
- Hard cost / SFChanged assumption
- $210
- Annual interestChanged result
- $107,250
- Annual cash after interestChanged result
- $102,750
Questions about explanations.
Is an AI inventing the explanation?
Explanations use reviewed definitions and templates tied to the model's numbers.
Is this financial advice?
No. Explanations help you understand the calculation. The assumptions and decisions still need your judgment.