Your manual value
A value you enter is marked as yours. Model's original calculation stays available.
Trace results to their inputs, inspect the method, and review checks alongside your targets.
Follow a supported result back to its inputs. Inspect the equation in Model or the live-formula Excel workbook.
Net operating income − Annual interest
$210,000 − $97,500 = $112,500Net operating income (NOI) is income after operating expenses. A simplified example with interest-only debt. It leaves out fees, taxes, principal payments, and changes over time.
Model marks manual values as yours and keeps its standard method available. Reviewers can distinguish your changes from native calculations.
A value you enter is marked as yours. Model's original calculation stays available.
Manual values remain visibly attributed to their author.
See how Inputs keeps your method visible →Review sources and uses, required assumptions, and relevant model checks. Set supported metric targets and keep key measures in Live Returns.
This sample's sources match its uses. A balance check does not approve the assumptions or the deal.
Required assumptions still need to be present and reviewed in a real model.
A clear version, source date, and checks summary give a reviewer useful context. An integrity stamp records that context; it isn't an audit opinion or a lender's approval.
The funding check records the sample's balance. It isn't an audit opinion or a lender's approval.
Connect an authorized AI client through MCP to prepare inputs and run scenarios. Model performs the calculations using its standard engine.
Explore AI agents →Repeatable formulas make results easier to verify. They don't make uncertain assumptions certain or remove every possibility of error.
Model is designed around a consistent calculation engine and inspectable formulas. AI can help operate the tool, while Model computes the numbers.
That's the intention: clear assumptions, repeatable calculations, shareable review, and live-formula exports. Each lender sets its own requirements.